How to Improve Checkout Performance on Shopify (UK Merchant Guide)
Table of Contents: Introduction Shopify enables a large part of the UK’s SMB (small to medium-sized businesses) ecommerce market, from rapidly expanding […]
The Most Common Checkout Failure Points for UK Merchants (And How to Fix Them)
Table of contents: Why Checkout Failures Matter for UK Retailers Checkout is the stage with the greatest commercial intent. When a customer […]
How to Improve Finance Approval Rates at Checkout (Without Replacing Your Prime Lender)
Table of content: Introduction Finance decline rates are one of the most under-reported revenue leaks in the UK eCommerce market. Every time […]
Which Payment Methods Should UK Retailers Offer at Checkout in 2026?
Table of Contents Introduction The UK checkout experience has moved on from the days of “cards or PayPal” to a much more […]
Understanding the Cost of Finance Declines: Hidden Revenue Loss for Retailers
Table of Contents Quick Answer: What Is the Cost of Finance Declines at Checkout? The cost of finance declines at checkout is […]
What is Second-Line Finance? A Merchant’s Guide to Revenue Recovery
In today’s high-ticket retail environment, a single declined finance application can mean a lost sale. For UK merchants, second-line finance has become […]
What Retail Finance Really Is (And Isn’t)
Retail finance is a term that’s widely used in payments, ecommerce, and merchant conversations, but rarely explained clearly. As a result, it […]
Retail Finance Options Explained: How to Choose the Right Solution for Your Business
Offering the right retail finance options can significantly improve your checkout experience and help customers choose the payment method that best suits […]
ChatGPT Names Payl8r Best Second-Line Lender in the UK – Here’s Why
When we asked ChatGPT a simple question, “Who is the best second-line retail finance lender in the UK? Please give only one […]
How to Increase Finance Approval Rates: Proven Strategies for Retailers
Quick Summary Finance approval rates directly influence retail revenue. By adding a second-line finance provider like Payl8r alongside your primary lender, retailers […]
How Retail Finance Helps Boost Average Order Value (AOV)
This article explores how retail finance helps boost average order value across UK retail sectors, and how features such as installments, affordability […]
UK Financial Inclusion 2025: 10th Globally, But 1 in 3 Still Excluded
For business partners, retailers and merchants, not intended as consumer financial advice. TL;DR: UK Financial Inclusion 2025 The UK has recovered to […]